Many would agree that the cost of a new luxury car would be too expensive for their budget. The same could be said of a 4 carat diamond ring price. With good quality stones costing anywhere from $50K up to $100K it is a major investment. You need to take account of the precious metal used to set the stone, which could easily add another couple of thousand to your costs.
It is rare to find a single good quality 4 CT stone. If you do find one it will cost significantly more than the readily available smaller stones. You will save yourself 30-40 percent, if you choose to use smaller stones.
Keep in mind that a single large stone will not only be more expensive to buy, insurance premiums are likely to be set much higher. The insurer will take into account several risk factors when setting the premium insurance rates. Small stones are cheaper and easier to replace than one large stone.
Jewelers may offer to sell insurance cover in case of loss or damage. Signing up for this type of insurance cover, will not only be expensive, it may not be the best policy for your needs. Your insurance broker will advise you on the options for insurance cover and their costs.
How and where jewelry is purchased also has an impact on the price. Independent jewelers are likely to add a larger markup to help cover overheads. Buying a similar product from a large retail jewelers store, may be cheaper, because they can afford to bulk buy.
Buyers will find that the internet is a useful research tool when it comes to comparing prices. There are many reliable and legitimate sellers that use the internet to sell their goods. Buyers need to be cautious if they are offered a 4 carat diamond ring price which is well below the average cost.
It is rare to find a single good quality 4 CT stone. If you do find one it will cost significantly more than the readily available smaller stones. You will save yourself 30-40 percent, if you choose to use smaller stones.
Keep in mind that a single large stone will not only be more expensive to buy, insurance premiums are likely to be set much higher. The insurer will take into account several risk factors when setting the premium insurance rates. Small stones are cheaper and easier to replace than one large stone.
Jewelers may offer to sell insurance cover in case of loss or damage. Signing up for this type of insurance cover, will not only be expensive, it may not be the best policy for your needs. Your insurance broker will advise you on the options for insurance cover and their costs.
How and where jewelry is purchased also has an impact on the price. Independent jewelers are likely to add a larger markup to help cover overheads. Buying a similar product from a large retail jewelers store, may be cheaper, because they can afford to bulk buy.
Buyers will find that the internet is a useful research tool when it comes to comparing prices. There are many reliable and legitimate sellers that use the internet to sell their goods. Buyers need to be cautious if they are offered a 4 carat diamond ring price which is well below the average cost.
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For additional information about buying loose diamonds for sale, and to access information on wholesale diamonds, simply visit the Investment Diamond Exchange (IDX) website to browse our extensive inventory.
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